With directors-and-officers insurance (directors-and-officers insurance, organ or manager liability insurance), a company can protect its compliance officer in the civil context. After all, the compliance officer is liable and responsible. A D&O insurance is a property liability insurance and belongs to professional liability insurance.
The Chief Compliance Officer bears the highest liability risk.
Rechtsanwalt Dipl.-Ing. Michael Horak, LL.M.
Insurance
A D&O insurance includes a company for its organs and executives. The company itself is thus not insured.
A D&O insurance can be useful when it comes to liability issues. However, each company is individually different.
Rechtsanwalt Dipl.-Ing. Michael Horak, LL.M.
Insurance benefits
The D&O insurance is available to the company's organs and managers in case of liability issues and usually covers legal expenses as well as damages. However, the D&O insurance does not always cover fines and fines. In case of poor coverage, we advise a renegotiation of the D&O insurance.
We're professionals. Use a first compliance consultation.
Responsibilities of a compliance officer
The compliance officer must ensure that a company meets the legal and ethical requirements. This applies to both internal and external forms. In order to fulfil this obligation, the Compliance Officer is in direct contact with the Management.
The extent to which the competencies of a compliance officer are sufficient should in any case be broken down by an enterprise and recorded in writing by a decision of the board.
In fact, this definition is important for possible liability. For example, a D&O insurance can include or exclude a compliance officer, which depends on the compliance officer's competence.
From a seminar for beginners to training on the way to Compliance specialist we offer different levels.
Whether a company complies with all laws and takes into account all policies and regulations on the way to business goals, ensures that the compliance officer. Its task is to ensure these conditions by monitoring and testing the customs and customs of the company.
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ECJ: Banks must first reimburse unauthorised debits for phishing victims
Judgment of the European Court of Justice of 15 October 2026 – C-70/25, Tukowiecka Banks and other payment service providers may not refuse or delay the reimbursement of unauthorized payment transactions solely because they accuse the customer of gross negligence. The European Court of Justice (ECJ) has clarified this in the case of Tukowiecka. The decision is particularly applicable to complaint management, fraud prevention and...
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Compliance 2026 – What you need to know today
Compliance law covers many areas. In 2026, compliance is not only a legal obligation but also a competitive factor. Key topics include: Data protection and IT compliance: As digitalisation progresses, companies must ensure that the processing of personal data is lawful. DSGVO obligations include, as well as secure data transmission, access rights, data retention and reporting requirements for data protection violations. Antitrust and competition law: companies...
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Liability for compliance violations?
Liability for violations of compliance is a complex and constantly evolving area of law, which is of great importance both in the national and international context. In recent years, the case law in Germany and the EU has identified liability risks for companies and their bodies (e.g. Managing Director, Executive Board members) in connection with compliance violations significantly intensified. Here's...
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Use of Artificial Intelligence (AI) and Compliance
The use of artificial intelligence (AI) in compliance offers many advantages, but requires legal protection and strategic measures to address challenges. With concrete examples and the role of lawyers, the following picture emerges: 1. Data protection 2. Bias and discrimination 3. Transparency 4. Liability 5. Regulatory requirements 6. Whistleblowning 7. Ethics Summary of legal services...
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The IT compliance is legal
Just call us. We are happy to advise you. Legal, internal and contractual regulations prevail in the area of IT landscape. With the term IT compliance, we can describe compliance with the regulations in corporate management. Compliance in itself simply means that the applicable legal rules and recognized social values and norms within the framework of all corporate...
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The various jurisdictions of compliance
We advise and support you on all compliance issues. The design of an effective compliance management system includes various legal areas within a company. Legal experts with different focal points have experience with the crucial issues in the following compliance-relevant legal areas: It goes without saying that after identifying the risks, we will take the legal measures of a compliance management system for your specific needs.
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Solve shareholder dispute
We are specialists in industrial property law and know each other in company law. Use a first consultation with us. If differences arise between partners, the withdrawal of a partner can be the solution. Although the shareholders were still consensual in the start-up phase, different opinions may arise over time and there may be disputes between...
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Check compliance properly
Conception, adequacy and effectiveness are the three test stages that go through a check of the compliance management system. For the independent auditor, it is interesting whether the current guidelines and legal regulations in the company are complied with. A compliance audit represents a comprehensive audit within a company. Lawyer Dipl.-Ing. Michael Horak, LL.M. Purpose of the Compliance Examination With a compliance examination...
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Compliance Officer with Liability and Responsibility
With directors-and-officers insurance (directors-and-officers insurance, organ or manager liability insurance), a company can protect its compliance officer in the civil context. After all, the compliance officer is liable and responsible. A D&O insurance is a property liability insurance and belongs to professional liability insurance. The Chief Compliance Officer bears the highest liability risk. Lawyer Dipl.-Ing. Michael Horak, LL.M. Insurance A D&O insurance includes a company for its institutions...
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Become a compliance officer with experience
Business administration, computer science, law – who wants to become a compliance officer creates a good foundation with a legal, business or information science degree. The more professional experience a compliance officer presents, the more salary he can demand. Lawyer Dipl.-Ing. Michael Horak, LL.M. Gain experience A compliance officer should be familiar with the company in which he wants to perform the function as a compliance officer....